We provide individualized quotes to meet your specific needs.
National Average Rates are posted here for comparison
Our In House Offered Rates are typically well below the rates posted here.
CALL (619) 246-LOAN (5626) FOR YOUR RATE QUOTE
We have the know how, loan options, and investor connections, to get you the best rate and terms
We can help your offer stand out in the crowd to get you the home you want.
Contact us now to get the loan that is best for your needs 619-246-LOAN (5626)
Fannie Mae and Freddie Mac loans offer several advantages to borrowers, contributing to the accessibility and affordability of mortgage financing. Here are key reasons why a Conventional loan may be beneficial to you:
Non-conventional, non-QM (Non-Qualified Mortgage) loans are alternative mortgage options that don't conform to the standard underwriting criteria established by government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac. While these loans often have higher associated risks, they come with specific benefits for certain borrowers. Here are some advantages of non-conventional, non-QM loans:
While non-conventional, non-QM loans offer increased flexibility, it's crucial for borrowers to carefully assess the terms, including interest rates and potential risks associated with these loans. Consulting with a knowledgeable mortgage professional can help borrowers navigate the options and choose the most suitable financing solution for their specific needs.
VA (Veterans Affairs) loans offer several benefits to eligible borrowers, primarily designed to support and reward military service members, veterans, and their families. Some key advantages of VA loans include:
VA loans are a valuable benefit for those who have served in the military, offering financial advantages that aim to make homeownership more attainable. Eligible borrowers are encouraged to explore these benefits and work with lenders experienced in VA loans to take full advantage of the program.
FHA (Federal Housing Administration) loans are government-backed mortgage loans that offer several benefits to borrowers, particularly those who may face challenges in qualifying for conventional mortgages. Here are some key benefits of FHA loans:
Home Equity Lines of Credit (HELOCs) and fixed-rate second loans are both financial products that allow you to tap into the equity in your homes. Here are the features and benefits of each:
Home Equity Lines of Credit (HELOCs):
Fixed-Rate Second Loans:
Choosing between a HELOC and a fixed-rate second loan depends on individual financial goals, preferences, and the specific needs of the borrower. It's advisable to carefully consider the terms, costs, and potential risks associated with each option before making a decision. We can provide you personalized guidance based on your unique situation.
Commercial loans are financial products specifically designed for businesses and real estate investors to finance various commercial properties. The types of properties financed by commercial loans can include:
We are a Mortgage Bank and we can fund your loan directly ourselves. Our investors compete so we can get you the best rate and terms possible
We ask the right questions up front so you can gather everything needed, and there are no surprises later on.
We consider all of your financing options to ensure that your are maximizing your leveraged funds.